Model Wealth Program

Our mission

Our mission is to build lasting relationships with the advisors we work with by exceeding their expectations for investment performance and helping them grow their business

Our Firm

Advisory Management & Research is a division of Cornerstone Wealth Management, a 100% employee-owned, independent registered investor advisor headquartered in St. Louis, Missouri.

What we offer

We offer professionally-managed investment portfolios for clients who wish to have their investments professionally monitored, managed and rebalanced as market conditions change.

What makes us different

Unlike many of our competitors, we avoid tactical trades based on short-term market predictions. We have no financial arrangements, like revenue sharing, with the investment firms represented in the portfolios we manage. We base our investment decisions on investment principles by maintaining a long-term perspective, broad diversification and a focus on managers that we believe offer the potential to outperform their peers and their respective benchmarks over a long period of time.

Key Personnel

Liyin Bao, CFA Portfolio Manager

Liyin Bao, CFA, leads Cornerstone Wealth Management’s Model Wealth Program. Since joining the firm in 2012, he has managed a broad range of equity and fixed income portfolios in the program. In 2019, Liyin took on leading the Model Wealth Program and Cornerstone’s Investment Policy Committee. He is responsible for the formulation of the global balanced strategies as well as the development and implementation of the asset management services.
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Khurram Naveed Senior Analyst

Khurram Naveed joined Cornerstone Wealth Management in 2017. He is a senior analyst for the Cornerstone Model Wealth Program and is a member of the Investment Policy Committee.
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Regina Crook Client Services Associate

Regina joined the Model Wealth Program team at Cornerstone Wealth Management in 2019. She has experience within the financial services industry, specifically with investment and retirement accounts, since 2013. She previously worked for a small independent RIA building relationships with clients and custodians while managing client accounts and investments.
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